The Zero Card
Who they are
The Zero Card is a health insurance payer. For an ASC, what matters isn't the logo — it's how The Zero Card pays: where it runs rich, where it runs thin, and how its reimbursement compares with peer plans for the same procedures.
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What DataLily Insights shows
Whether you're an ASC benchmarking a contract or a provider team looking The Zero Card up, DataLily Insights maps how it reimburses across procedures and markets — and where your own rates sit against the peer benchmark. Ask Rose and the answer comes back charted, in plain language, ending in a recommendation.
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What Insights reveals
What DataLily Insights reveals about The Zero Card
Every benchmark runs across more than 100 billion data points spanning over 10 million providers, so you see The Zero Card the way the market actually pays.
How The Zero Card pays
See how The Zero Card reimburses across procedures and markets, benchmarked against the peer plans competing for the same cases — not a raw rate sheet, a read on where it sits.
Geographic footprint
See where The Zero Card concentrates and how its presence shapes the markets you compete in.
Peer position
Put your own position next to the benchmark for The Zero Card and bring the gap to your next contract conversation.
Specialty mix
Understand which procedures and specialties drive The Zero Card's volume, so you know where a rate change moves the needle.
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Questions to ask Rose about The Zero Card
Rose answers in plain language, charts the result, and ends with a recommendation. Bring one of these to a demo.
Answered
Common questions about The Zero Card
Straight answers on how The Zero Card pays and where DataLily Insights fits.
What kind of payer is The Zero Card?
Where does The Zero Card operate?
How does The Zero Card compare with other payers for ASC procedures?
Is The Zero Card paying my ASC below market?
Related payers
Blue Cross Blue Shield of Michigan
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, District of Columbia
Bankers Fidelity Life Insurance Company
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TRICARE East
Alabama, Arkansas, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Vermont, Virginia, West Virginia, Wisconsin, District of Columbia
Devoted Health
Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Missouri, Mississippi, North Carolina, Nebraska, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington
TRICARE West Region
Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming
Oscar Health
Alabama, Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia
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